Credit Repair: Are there any certification programs I can take to learn how to do Credit Repair?
Q. I would like to learn how to do credit repair. Are there any certification programs? Any suggestions would be highly appreciated. Thank you.
Asked by fumiko - Sun Oct 18 09:59:59 2009 - - 1 Answers - 1 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert analysis.
Answered by gregoria - Mon Oct 19 08:06:13 2009
Q. I would like to learn how to do credit repair. Are there any certification programs? Any suggestions would be highly appreciated. Thank you.
Asked by fumiko - Sun Oct 18 09:59:59 2009 - - 1 Answers - 1 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert analysis.
Answered by gregoria - Mon Oct 19 08:06:13 2009
Is getting credit repair a good idea if planning on buying a house?
Q. how does credit repair work? is it a good idea if you have bad credit and want to buy a house.
Asked by arletta - Sun Oct 18 10:25:05 2009 - - 2 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by ludie - Mon Oct 19 08:25:05 2009
Q. how does credit repair work? is it a good idea if you have bad credit and want to buy a house.
Asked by arletta - Sun Oct 18 10:25:05 2009 - - 2 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by ludie - Mon Oct 19 08:25:05 2009
What are the best ways to do a credit repair?
Q. What are the best ways to do a credit repair?
Asked by kirby - Sun Oct 18 10:05:19 2009 - - 2 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by alberta - Mon Oct 19 08:09:22 2009
Q. What are the best ways to do a credit repair?
Asked by kirby - Sun Oct 18 10:05:19 2009 - - 2 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by alberta - Mon Oct 19 08:09:22 2009
Where can I find a trustworthy credit repair expert?
Q. I am trying to repair my credit by sending debt settlement letters to the collections agencies listed on my credit report, but they are not being cooperative. Most are saying they CANNOT settle the debt nor are they willing to delete the listing from my credit report after the debt had been paid. I don't trust any of these non profit credit counselors, but I need some guidance. I am begining to lose hope that this is even worth the trouble. Any advise?
Asked by Stephanie N - Tue May 20 18:28:42 2008 - - 4 Answers - 1 Comments
A. Many people will say "Why pay someone to do something you can do for yourself?" Yes, it's true, you can do this yourself...if you have the patience to wait, the time to write a bunch of letters, and the time and money it takes to send certified letters all day. We ended up going with a credit repair agency and let them do the dirty work for us. They told us we could do it all on our own, but my husband works full time, I work two jobs from home, and take care of three kids, who has the time to do it!? Most of the credit repair companies let you cancel at any time. For us it was worth it to find out if they can help us, and so far (about four months), they've helped us a lot.
Answered by Simply Exhausted - Tue May 20 21:46:23 2008
Q. I am trying to repair my credit by sending debt settlement letters to the collections agencies listed on my credit report, but they are not being cooperative. Most are saying they CANNOT settle the debt nor are they willing to delete the listing from my credit report after the debt had been paid. I don't trust any of these non profit credit counselors, but I need some guidance. I am begining to lose hope that this is even worth the trouble. Any advise?
Asked by Stephanie N - Tue May 20 18:28:42 2008 - - 4 Answers - 1 Comments
A. Many people will say "Why pay someone to do something you can do for yourself?" Yes, it's true, you can do this yourself...if you have the patience to wait, the time to write a bunch of letters, and the time and money it takes to send certified letters all day. We ended up going with a credit repair agency and let them do the dirty work for us. They told us we could do it all on our own, but my husband works full time, I work two jobs from home, and take care of three kids, who has the time to do it!? Most of the credit repair companies let you cancel at any time. For us it was worth it to find out if they can help us, and so far (about four months), they've helped us a lot.
Answered by Simply Exhausted - Tue May 20 21:46:23 2008
What are the best ways for credit repair ?
Q. i need to get a car loan soon. What are the best ways to repair my credit?
Asked by stevie - Sun Oct 18 10:08:35 2009 - - 7 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by isabel - Mon Oct 19 08:11:18 2009
Q. i need to get a car loan soon. What are the best ways to repair my credit?
Asked by stevie - Sun Oct 18 10:08:35 2009 - - 7 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by isabel - Mon Oct 19 08:11:18 2009
Are there any credit repair companies that are legit?
Q. I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report. Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take? Thanks a bunch!
Asked by Michelle - Sat Feb 2 12:23:30 2008 - - 4 Answers - 0 Comments
A. You can get a copy of your credit report at AnnualCreditReport.com and dispute any errors with the credit bureaus. If there are legitimate negative items, you will just have to wait the 7-1/2 years for them to fall off your credit report. Companies that promise to repair your credit will only take their fees up front and do very little for you. There is no magic way to remove legit bad marks. You can improve your score yourself by paying off credit card balances. A big part of your score is the ratio of revolving debt to available limit. Any balance over 30% of your limit hurts your score. If you have negatives on your credit report, contact the creditors, newest one first and work backwards. Negotiate settlement. The older the… [cont.]
Answered by bdancer222 - Sat Feb 2 13:36:43 2008
Q. I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report. Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take? Thanks a bunch!
Asked by Michelle - Sat Feb 2 12:23:30 2008 - - 4 Answers - 0 Comments
A. You can get a copy of your credit report at AnnualCreditReport.com and dispute any errors with the credit bureaus. If there are legitimate negative items, you will just have to wait the 7-1/2 years for them to fall off your credit report. Companies that promise to repair your credit will only take their fees up front and do very little for you. There is no magic way to remove legit bad marks. You can improve your score yourself by paying off credit card balances. A big part of your score is the ratio of revolving debt to available limit. Any balance over 30% of your limit hurts your score. If you have negatives on your credit report, contact the creditors, newest one first and work backwards. Negotiate settlement. The older the… [cont.]
Answered by bdancer222 - Sat Feb 2 13:36:43 2008
Can I bring legal action to an attorney that promised to help me with credit repair, and has bounced?
Q. I paid $300 to an attorney that works with a real estate firm specializing in credit repair, by disputing and of such nature. He hasn't done anything, he is now unable to be reached? Took my money and left but still around. Can I bring legal action to him? (His company states that he's doing it on his own). I need a good attorney to help me out, what kind of attorney could help me in this case? Please help me.
Asked by Sage - Thu Apr 17 18:45:17 2008 - - 2 Answers - 0 Comments
A. Report him to the bar association. They will do a full investigation into his misconduct and discipline him. It shouldn't cost you anything. Google the bar association in your state to find the info you need. Good luck!
Answered by Shellie - Thu Apr 17 18:58:47 2008
Q. I paid $300 to an attorney that works with a real estate firm specializing in credit repair, by disputing and of such nature. He hasn't done anything, he is now unable to be reached? Took my money and left but still around. Can I bring legal action to him? (His company states that he's doing it on his own). I need a good attorney to help me out, what kind of attorney could help me in this case? Please help me.
Asked by Sage - Thu Apr 17 18:45:17 2008 - - 2 Answers - 0 Comments
A. Report him to the bar association. They will do a full investigation into his misconduct and discipline him. It shouldn't cost you anything. Google the bar association in your state to find the info you need. Good luck!
Answered by Shellie - Thu Apr 17 18:58:47 2008
Is there any way to start a credit repair business?
Q. Is there any way to start a credit repair business?
Asked by Randy C - Mon Dec 22 00:04:29 2008 - - 2 Answers - 0 Comments
A. A credit repair business just charges people money they don't have to do things they can and should do themselves for free. If you are in the US, The Federal Trade Commission (FTC) has excellent resources on this subject. Go to
Answered by PiggiePants - Mon Dec 22 01:44:29 2008
Q. Is there any way to start a credit repair business?
Asked by Randy C - Mon Dec 22 00:04:29 2008 - - 2 Answers - 0 Comments
A. A credit repair business just charges people money they don't have to do things they can and should do themselves for free. If you are in the US, The Federal Trade Commission (FTC) has excellent resources on this subject. Go to
Answered by PiggiePants - Mon Dec 22 01:44:29 2008
Are credit repair companies legit and do they really help?
Q. I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
Asked by kaley - Sun Oct 18 10:28:26 2009 - - 4 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by lelia - Mon Oct 19 08:27:16 2009
Q. I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
Asked by kaley - Sun Oct 18 10:28:26 2009 - - 4 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by lelia - Mon Oct 19 08:27:16 2009
Do credit repair companies really work?
Q. I want to repair my bad credit and have been doing some research on some of these credit repair companies. They all sound to good to be true! The majority of the items are old accounts, nothing major like a BK or Forclosure. Has anyone had any success with using a credit repair company?
Asked by annett - Sun Oct 18 10:21:34 2009 - - 5 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by lyndsay - Mon Oct 19 08:23:09 2009
Q. I want to repair my bad credit and have been doing some research on some of these credit repair companies. They all sound to good to be true! The majority of the items are old accounts, nothing major like a BK or Forclosure. Has anyone had any success with using a credit repair company?
Asked by annett - Sun Oct 18 10:21:34 2009 - - 5 Answers - 0 Comments
A. if you are looking for the best credit repair site, check out this site Here you can improve your credit score rating and reduce your debt with the help of an expert.
Answered by lyndsay - Mon Oct 19 08:23:09 2009
Is there really a good credit repair agency ?
Q. I am trying to find a good credit repair agency. I want one who states upfront what they do and does what they say. I have some credit issues and will like to get as much help as I can to clean them up over the next two to six months.
Asked by ohburr1 - Thu Jul 10 22:14:53 2008 - - 4 Answers - 0 Comments
A. Do it yourself and use the money you would have wasted on them to pay down your debts. It really is not that hard to do it yourself.
Answered by Jeffrey - Thu Jul 10 23:09:34 2008
Q. I am trying to find a good credit repair agency. I want one who states upfront what they do and does what they say. I have some credit issues and will like to get as much help as I can to clean them up over the next two to six months.
Asked by ohburr1 - Thu Jul 10 22:14:53 2008 - - 4 Answers - 0 Comments
A. Do it yourself and use the money you would have wasted on them to pay down your debts. It really is not that hard to do it yourself.
Answered by Jeffrey - Thu Jul 10 23:09:34 2008
Those of you who have used Lexington Law credit repair services, how did it work out?
Q. I'd like to know of anyone who has actually used Lexington Law credit repair and of their experience. I've gotten mixed reviews on the company, so I'd like to hear from some actual users. Was it successful? How long did it take? Any problems? How was their communication/customer service? Do you get to talk to a real lawyer ever?
Asked by Claudia D - Thu Aug 9 03:24:11 2007 - - 4 Answers - 0 Comments
A. i used this company. i was with them about six months. to tell you the truth i did not see any different on my credit report. i spoke with a worker in the office when i signed up. i did not recieve any information in the mail , and i wasnt called to let me know if ther were any changes on my credit report. you have to have a checking accout so that they can take it out of your acccount every month. no coummuication at all with this company. i would not use this company again.
Answered by tinababy2562002 - Thu Aug 9 11:47:21 2007
Q. I'd like to know of anyone who has actually used Lexington Law credit repair and of their experience. I've gotten mixed reviews on the company, so I'd like to hear from some actual users. Was it successful? How long did it take? Any problems? How was their communication/customer service? Do you get to talk to a real lawyer ever?
Asked by Claudia D - Thu Aug 9 03:24:11 2007 - - 4 Answers - 0 Comments
A. i used this company. i was with them about six months. to tell you the truth i did not see any different on my credit report. i spoke with a worker in the office when i signed up. i did not recieve any information in the mail , and i wasnt called to let me know if ther were any changes on my credit report. you have to have a checking accout so that they can take it out of your acccount every month. no coummuication at all with this company. i would not use this company again.
Answered by tinababy2562002 - Thu Aug 9 11:47:21 2007
Should I start a credit repair service?
Q. I have been aswering questions for people on and off of the Internet and I have gotten at least twelve people asking me to help them with their finances. I am thinking it might be worth it to start a credit repair company. Most people are willing to pay $50 -$70 a month for my services. What should I do?
Asked by shai - Sat Oct 7 13:15:46 2006 - - 5 Answers - 0 Comments
A. Go to to find the nearest SCORE chapter. Contact them to arrange for a free one on one meeting with a SCORE counselor about how to start a credit repair service. SCORE is a nonprofit organization. They provide a public service by offering small business advice and training. . SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. The volunteers are working/retired business owners, executives and corporate leaders.
Answered by Robert E. Lee - Sat Oct 7 13:45:04 2006
Q. I have been aswering questions for people on and off of the Internet and I have gotten at least twelve people asking me to help them with their finances. I am thinking it might be worth it to start a credit repair company. Most people are willing to pay $50 -$70 a month for my services. What should I do?
Asked by shai - Sat Oct 7 13:15:46 2006 - - 5 Answers - 0 Comments
A. Go to to find the nearest SCORE chapter. Contact them to arrange for a free one on one meeting with a SCORE counselor about how to start a credit repair service. SCORE is a nonprofit organization. They provide a public service by offering small business advice and training. . SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. The volunteers are working/retired business owners, executives and corporate leaders.
Answered by Robert E. Lee - Sat Oct 7 13:45:04 2006
How can I pursue action against someone who stole money from me in exchange for "credit repair"?
Q. Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?
Asked by Aline B - Wed Sep 23 02:07:32 2009 - - 3 Answers - 0 Comments
Q. Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?
Asked by Aline B - Wed Sep 23 02:07:32 2009 - - 3 Answers - 0 Comments
Looking for referrals from people who have good experience from credit repair company?
Q. I am interested in finding a credit repair company that has proven to have a very positive impact on your credit score. I know that the best way is to do it yourself so I would not like to hear responses from people who have no actual company in mind. Thank you.
Asked by Lexy500 - Fri Sep 15 12:57:07 2006 - - 3 Answers - 0 Comments
A. I tried on my own and got 3 things off. Then signed up with Lexington Law for a small monthly fee and they got another 3 things off. I only used them for 3 months because I was tired of paying them. It was a mistake I should have at least stayed 6 months. I'm not sure what they do differently because what they got off, I'd already tried and failed.
Answered by NETTA M - Sat Sep 16 00:08:58 2006
Q. I am interested in finding a credit repair company that has proven to have a very positive impact on your credit score. I know that the best way is to do it yourself so I would not like to hear responses from people who have no actual company in mind. Thank you.
Asked by Lexy500 - Fri Sep 15 12:57:07 2006 - - 3 Answers - 0 Comments
A. I tried on my own and got 3 things off. Then signed up with Lexington Law for a small monthly fee and they got another 3 things off. I only used them for 3 months because I was tired of paying them. It was a mistake I should have at least stayed 6 months. I'm not sure what they do differently because what they got off, I'd already tried and failed.
Answered by NETTA M - Sat Sep 16 00:08:58 2006
Does anyone have information or has used Lexington Law Credit repair services?
Q. Need to repair my "undesirable" credit for a future mortgage loan and are considering there services. Any suggestions please.
Asked by BABYBANGELGRL - Tue May 6 15:01:44 2008 - - 5 Answers - 0 Comments
A. I did and after reading this article i decided to go for it. It was the best thing ever, no contracts, its cheap and it worked for me.
Answered by Mike G - Tue May 6 15:34:34 2008
Q. Need to repair my "undesirable" credit for a future mortgage loan and are considering there services. Any suggestions please.
Asked by BABYBANGELGRL - Tue May 6 15:01:44 2008 - - 5 Answers - 0 Comments
A. I did and after reading this article i decided to go for it. It was the best thing ever, no contracts, its cheap and it worked for me.
Answered by Mike G - Tue May 6 15:34:34 2008
I am planning to start a credit repair business that's why I am looking for the information related to it.?
Q. I am planning to start a credit repair business that's why I am looking for the information related to it.
Asked by Salvador J - Sun Dec 21 08:09:25 2008 - - 3 Answers - 0 Comments
A. One this is to start getting a list of businesses that report to Experian. You will need your clients to get accounts with these businesses so they can be reported. Our company reports all of our web clients to Experian. www.bitwavedesign.com
Answered by pattiebear - Mon Dec 22 18:03:17 2008
Q. I am planning to start a credit repair business that's why I am looking for the information related to it.
Asked by Salvador J - Sun Dec 21 08:09:25 2008 - - 3 Answers - 0 Comments
A. One this is to start getting a list of businesses that report to Experian. You will need your clients to get accounts with these businesses so they can be reported. Our company reports all of our web clients to Experian. www.bitwavedesign.com
Answered by pattiebear - Mon Dec 22 18:03:17 2008
Who can start a credit repair business?
Q. Who can start a credit repair business?
Asked by zachary b - Sun Dec 21 08:27:47 2008 - - 1 Answers - 0 Comments
Q. Who can start a credit repair business?
Asked by zachary b - Sun Dec 21 08:27:47 2008 - - 1 Answers - 0 Comments
Is there a legit company out there than can repair credit?
Q. I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works?
Asked by lanena423 - Sat Jul 8 19:21:01 2006 - - 9 Answers - 0 Comments
A. Yes there is try www.jicinvestments.com they will show you how to do it yourself. It's the same steps these credit repair companies use for only $15.00. it really works.
Answered by CHEV - Sun Jul 9 00:56:14 2006
Q. I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works?
Asked by lanena423 - Sat Jul 8 19:21:01 2006 - - 9 Answers - 0 Comments
A. Yes there is try www.jicinvestments.com they will show you how to do it yourself. It's the same steps these credit repair companies use for only $15.00. it really works.
Answered by CHEV - Sun Jul 9 00:56:14 2006
Do credit repair agencies really work?
Q. I am needing more help in removing charge-offs and collection accounts, as well as old, closed debts from my credit report in order to increase my score. Do credit repair agencies really work? I'm looking into a place in Chicago, Revolution Credit Services. Does anyone know anything about credit repair or this agency?
Asked by Olivia - Tue Apr 7 17:04:11 2009 - - 8 Answers - 0 Comments
A. Do it yourself.
Answered by eyeofra1969 - Tue Apr 7 17:26:36 2009
Q. I am needing more help in removing charge-offs and collection accounts, as well as old, closed debts from my credit report in order to increase my score. Do credit repair agencies really work? I'm looking into a place in Chicago, Revolution Credit Services. Does anyone know anything about credit repair or this agency?
Asked by Olivia - Tue Apr 7 17:04:11 2009 - - 8 Answers - 0 Comments
A. Do it yourself.
Answered by eyeofra1969 - Tue Apr 7 17:26:36 2009
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A . credit. counseling company is identified as a company that assists you on conducting your finances and debt and helps you build a budget as well as provide free workshops. Some . credit. companies or . credit repair. agencies may help you on ...
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