I have recently opened an LLC and would like to know best way to get Paydex Score?
Q. I have recently opened an LLC and would like to know best way to get Paydex Score?
Asked by newinvestor - Wed Nov 12 09:41:18 2008 - - 1 Answers - 0 Comments
A. First get your Dun and Bradstreet number https://www.dnb.com/produ ct/ptpsampl.htm#paydexint rprt Remember that the highest Paydex scores are given to companies who pay the bill PRIOR to the invoice being sent. Before the invoice even comes, you already pay
Answered by imisidro - Wed Nov 12 10:14:50 2008
Q. I have recently opened an LLC and would like to know best way to get Paydex Score?
Asked by newinvestor - Wed Nov 12 09:41:18 2008 - - 1 Answers - 0 Comments
A. First get your Dun and Bradstreet number https://www.dnb.com/produ ct/ptpsampl.htm#paydexint rprt Remember that the highest Paydex scores are given to companies who pay the bill PRIOR to the invoice being sent. Before the invoice even comes, you already pay
Answered by imisidro - Wed Nov 12 10:14:50 2008
Paydex Score with Dun & Bradstreet?
Q. I am having a real problem finding someone that actually knows anything about a small business paydex score! How long does it take for a new small business to get one? And do you have to pay Dun & Bradstreet to get it? Has anyone ever delt with this issue?
Asked by Jim G - Fri Oct 20 15:48:06 2006 - - 1 Answers - 0 Comments
A. As far as I know it's instant. The list price is free and you can subscribe to be able to check credit of other businesses and customers. Go here to find out more:
Answered by Jason W - Fri Oct 20 16:03:25 2006
Q. I am having a real problem finding someone that actually knows anything about a small business paydex score! How long does it take for a new small business to get one? And do you have to pay Dun & Bradstreet to get it? Has anyone ever delt with this issue?
Asked by Jim G - Fri Oct 20 15:48:06 2006 - - 1 Answers - 0 Comments
A. As far as I know it's instant. The list price is free and you can subscribe to be able to check credit of other businesses and customers. Go here to find out more:
Answered by Jason W - Fri Oct 20 16:03:25 2006
Paydex Score?
Q. Does anyone have any real knowledge about paydex scores? How does a new business get one? How long does it take to get one? Who provides it? And so on.
Asked by Jim G - Thu Oct 12 19:23:57 2006 - - 1 Answers - 0 Comments
A. Dun and Bradstreet handles Paydex and other small business credit products. Their page at describes basic credit issues. More in depth information is at this page A sample credit report is here https://www.dnb.com/produ ct/ptpsampl.htm# that includes Paydex scores and explanations. I would call D&B at 800.234.3867 for more details on costs, registering, etc.
Answered by HCCLIB - Thu Oct 12 19:35:31 2006
Q. Does anyone have any real knowledge about paydex scores? How does a new business get one? How long does it take to get one? Who provides it? And so on.
Asked by Jim G - Thu Oct 12 19:23:57 2006 - - 1 Answers - 0 Comments
A. Dun and Bradstreet handles Paydex and other small business credit products. Their page at describes basic credit issues. More in depth information is at this page A sample credit report is here https://www.dnb.com/produ ct/ptpsampl.htm# that includes Paydex scores and explanations. I would call D&B at 800.234.3867 for more details on costs, registering, etc.
Answered by HCCLIB - Thu Oct 12 19:35:31 2006
Looking for someone to help me obtain a new corporation?
Q. I am starting an online skateboard shop and need a corporation but do not need it to have tradelines/ paydex included nor does it need to be a 2 , 3 , 4 ,5 year one. Basically I am looking for someone who deals with opening brand new corporations without all the extra's. Does anybody out there know who does something like that or where I should look ?
Asked by Koffeekidd - Tue Jun 10 15:42:35 2008 - - 4 Answers - 0 Comments
Q. I am starting an online skateboard shop and need a corporation but do not need it to have tradelines/ paydex included nor does it need to be a 2 , 3 , 4 ,5 year one. Basically I am looking for someone who deals with opening brand new corporations without all the extra's. Does anybody out there know who does something like that or where I should look ?
Asked by Koffeekidd - Tue Jun 10 15:42:35 2008 - - 4 Answers - 0 Comments
Why does a small business have to pay a fee in order to get a credit report built & scored?How to do quicker?
Q. Dun & Bradstreet was paid in March to create a PayDex score and credit file on my 8 year old business. Now that they have the money, they say that the creditors I listed are NOT D&B members, so D&B can not use them as a reference. D&B will not return any money paid to perform the service they were paid to do. As a small business, real estate rehabber/investor/wholesa ler, I need to be able to borrow in the corporate name without any attachment to my personal credit. Other companies I contacted for business credit building want money also.How can I be sure that a credit report will be built for my company, without personal attachment, IF I pay another fee to another company? I really just need a few hundred thousand dollars to start...maybe [cont.]
Asked by RE Investor - Tue Jun 13 10:38:51 2006 - - 2 Answers - 4 Comments
A. to cover the processing charges
Answered by sam - Sun Jun 18 12:29:37 2006
Q. Dun & Bradstreet was paid in March to create a PayDex score and credit file on my 8 year old business. Now that they have the money, they say that the creditors I listed are NOT D&B members, so D&B can not use them as a reference. D&B will not return any money paid to perform the service they were paid to do. As a small business, real estate rehabber/investor/wholesa ler, I need to be able to borrow in the corporate name without any attachment to my personal credit. Other companies I contacted for business credit building want money also.How can I be sure that a credit report will be built for my company, without personal attachment, IF I pay another fee to another company? I really just need a few hundred thousand dollars to start...maybe [cont.]
Asked by RE Investor - Tue Jun 13 10:38:51 2006 - - 2 Answers - 4 Comments
A. to cover the processing charges
Answered by sam - Sun Jun 18 12:29:37 2006
I'm looking for a place to get a unsecured business line of credits. Or companies that will give trade lines
Q. I have a small business and need to establish a paydex score, I'm looking for some companies that will provide either trade line or unsecured lines. There are companies that are charging fees to help find companies, but I was hoping to find some help here.
Asked by D bo - Thu Jan 31 21:10:59 2008 - - 2 Answers - 0 Comments
A. The suppliers with whom you have been dealing should be your first approach. If you have been buying from vendors in the past and paying by check or credit card, and established yourself as a steady customer who pays reliably, you can now ask those vendors to set you up as a trade account. They may set a limit on the amount you can charge in any month, and of course you still have to pay your account regularly and on time. Suppliers don't want to lose a good customer, and once they know you, they should be willing to deal with you on the usual terms they extend to other customers. Trade accounts are free credit and you should take advantage of them.
Answered by Serge M - Thu Jan 31 22:18:23 2008
Q. I have a small business and need to establish a paydex score, I'm looking for some companies that will provide either trade line or unsecured lines. There are companies that are charging fees to help find companies, but I was hoping to find some help here.
Asked by D bo - Thu Jan 31 21:10:59 2008 - - 2 Answers - 0 Comments
A. The suppliers with whom you have been dealing should be your first approach. If you have been buying from vendors in the past and paying by check or credit card, and established yourself as a steady customer who pays reliably, you can now ask those vendors to set you up as a trade account. They may set a limit on the amount you can charge in any month, and of course you still have to pay your account regularly and on time. Suppliers don't want to lose a good customer, and once they know you, they should be willing to deal with you on the usual terms they extend to other customers. Trade accounts are free credit and you should take advantage of them.
Answered by Serge M - Thu Jan 31 22:18:23 2008
Searching for US lender for small business unsecured line of credit/ loan that doesnt use personal guarantee?
Q. I need website links to lenders who process fast, unsecured by property, and that do not need personal credit report to process financing for a business acquisition- utilizing paydex score only within the United States
Asked by sbhelgirl21 - Wed Jan 2 15:15:04 2008 - - 0 Answers - 0 Comments
A. For small business loans / personal loans you may try following P2P - Peer to Peer (or Person to Person) sites: They are simple and many individuals will loan you money at an interest rate you can afford. To know more visit the link below: Following is the list of Site / Organizations where you can seek your money need. 1. you can seek money from www.Propsper.com. 2. 3. 4. 5. https://www.fygo.com/ 6. Coming soon: Please note that you should provide a good, honest and detailed reasoning about Why you need money and how and when will you replay it. Finally here is a nice article with some reviews. Good Luck. -N
Answered by Nilay - Wed Jan 2 15:18:57 2008
Q. I need website links to lenders who process fast, unsecured by property, and that do not need personal credit report to process financing for a business acquisition- utilizing paydex score only within the United States
Asked by sbhelgirl21 - Wed Jan 2 15:15:04 2008 - - 0 Answers - 0 Comments
A. For small business loans / personal loans you may try following P2P - Peer to Peer (or Person to Person) sites: They are simple and many individuals will loan you money at an interest rate you can afford. To know more visit the link below: Following is the list of Site / Organizations where you can seek your money need. 1. you can seek money from www.Propsper.com. 2. 3. 4. 5. https://www.fygo.com/ 6. Coming soon: Please note that you should provide a good, honest and detailed reasoning about Why you need money and how and when will you replay it. Finally here is a nice article with some reviews. Good Luck. -N
Answered by Nilay - Wed Jan 2 15:18:57 2008
how do you get good business credit?
Q. ive had credit for 3 years and my credit score is 734. when i did that both the bank and every one else said all you have to do is buy atleast 1.00 of something each month and pay it off, or leave a small balance on it for a few onth and pay more than the minimum each month and thats how you build good credit. is it the same for building business credit? i just got my corporation ,S corporation and some one said to now get a business credit card in my business name. so how do i build bussiness credit so in a few years i can have a reall high credit limit for my bsuiness like up to 1 million? do i just buy things with my credit for my business then pay it off, and take out a few loans business related and pay it back? i want a ggod score… [cont.]
Asked by beach_babe971 - Tue May 8 03:37:05 2007 - - 5 Answers - 1 Comments
A. You might want to read this book "The Informative Guide to Building Business Credit" Information Covered: Business Tax write off tips How to Build a Profile in 3 to 6 Months How to avoid getting ripped off by private companies and fake credit lenders trying to steal your information Tips on using your tax ID/ EIN Number & DUNS Number Tips on Building an excellent profile with Dun & Bradstreet How to build an excellent Business credit score even if you have poor personal credit. Links to the most common business credit applications, which do not ask for a personal guarantee Also here are some links for you.
Answered by jocular2005 - Tue May 8 12:46:36 2007
Q. ive had credit for 3 years and my credit score is 734. when i did that both the bank and every one else said all you have to do is buy atleast 1.00 of something each month and pay it off, or leave a small balance on it for a few onth and pay more than the minimum each month and thats how you build good credit. is it the same for building business credit? i just got my corporation ,S corporation and some one said to now get a business credit card in my business name. so how do i build bussiness credit so in a few years i can have a reall high credit limit for my bsuiness like up to 1 million? do i just buy things with my credit for my business then pay it off, and take out a few loans business related and pay it back? i want a ggod score… [cont.]
Asked by beach_babe971 - Tue May 8 03:37:05 2007 - - 5 Answers - 1 Comments
A. You might want to read this book "The Informative Guide to Building Business Credit" Information Covered: Business Tax write off tips How to Build a Profile in 3 to 6 Months How to avoid getting ripped off by private companies and fake credit lenders trying to steal your information Tips on using your tax ID/ EIN Number & DUNS Number Tips on Building an excellent profile with Dun & Bradstreet How to build an excellent Business credit score even if you have poor personal credit. Links to the most common business credit applications, which do not ask for a personal guarantee Also here are some links for you.
Answered by jocular2005 - Tue May 8 12:46:36 2007
Does anyone know how long once you file for a corporation!
Q. we were advised to file for a corporation for a business. Can someone really advise once the corporation is completed how long can you apply for a loan . I was advised two years and then i hear about credit companies that can establish credit lines etc. Once you establish the credit lines under paydex, dunn etc how soon can you realistically apply for a loan under the corporation.If the corporation is new would the personal assets be reviewed for the loan?? My credit score is low as noted 600, We are trying to clean up the credit as we speak and perhaps it may move to 620. Filing as a corporation how are you able to get a reasonable loan if you are a recent corporation with business credit. ( Did i mention i was told after buying vendor… [cont.]
Asked by dablack2004 - Fri Aug 8 01:36:22 2008 - - 1 Answers - 0 Comments
A. It depends on the policy of the individual lender or vendor. In general no one is willing to make substantial loans to a new corporation unless the officers/investors sign as guarantors of the loan. As far as vendors are concerned you have to either pay cash or shop around and try to find someone willing to take a chance on your corporation. Things are tougher now than in the recent past because most lenders and vendors are being extra cautious due to fears of recession. I suggest that you walk into the bank with a positive attitude. Ask how much they will lend you on a short term basis. Borrow that amount and pay it back -- early. Go back in and borrow a larger sum (they will stretch each time you do this) and pay it back early. … [cont.]
Answered by jerry-the-bookkeeper - Sat Aug 9 01:51:45 2008
Q. we were advised to file for a corporation for a business. Can someone really advise once the corporation is completed how long can you apply for a loan . I was advised two years and then i hear about credit companies that can establish credit lines etc. Once you establish the credit lines under paydex, dunn etc how soon can you realistically apply for a loan under the corporation.If the corporation is new would the personal assets be reviewed for the loan?? My credit score is low as noted 600, We are trying to clean up the credit as we speak and perhaps it may move to 620. Filing as a corporation how are you able to get a reasonable loan if you are a recent corporation with business credit. ( Did i mention i was told after buying vendor… [cont.]
Asked by dablack2004 - Fri Aug 8 01:36:22 2008 - - 1 Answers - 0 Comments
A. It depends on the policy of the individual lender or vendor. In general no one is willing to make substantial loans to a new corporation unless the officers/investors sign as guarantors of the loan. As far as vendors are concerned you have to either pay cash or shop around and try to find someone willing to take a chance on your corporation. Things are tougher now than in the recent past because most lenders and vendors are being extra cautious due to fears of recession. I suggest that you walk into the bank with a positive attitude. Ask how much they will lend you on a short term basis. Borrow that amount and pay it back -- early. Go back in and borrow a larger sum (they will stretch each time you do this) and pay it back early. … [cont.]
Answered by jerry-the-bookkeeper - Sat Aug 9 01:51:45 2008
Dun & Bradstreet?
Q. Does anyone know how long it takes to get a paydex score from Dun & Bradstreet? and do you have to purchase credit builder from them to get it?
Asked by Jim G - Thu Oct 19 16:01:56 2006 - - 1 Answers - 0 Comments
A. it takes about a year... You have to have several creditors send them info on you
Answered by USMCstingray - Thu Oct 19 16:05:25 2006
Q. Does anyone know how long it takes to get a paydex score from Dun & Bradstreet? and do you have to purchase credit builder from them to get it?
Asked by Jim G - Thu Oct 19 16:01:56 2006 - - 1 Answers - 0 Comments
A. it takes about a year... You have to have several creditors send them info on you
Answered by USMCstingray - Thu Oct 19 16:05:25 2006
Business Credit?
Q. Maybe someone can help me on this: I have an established business (2 year old corporation) with a paydex score of 80, my personal credit is horrible, so every time I apply for business credit I get denied, whats up with that??? We have credit cards with several well known store like: Home Depot Staples Officemax Store like that, all with perfect payment history, and like I said our PAYDEX is an 80 which is perfect. Those stores do not check personal credit. I just can not get any regular credit.
Asked by Iron Sheik - Tue Jan 16 11:53:38 2007 - - 3 Answers - 1 Comments
A. Has your business got a credit score? If not, the lenders will require you to accept personal responsibility for the debt. If your score is low, they won't lend to either you or your business. Try to establish credit with a gas credit card. They are usually easy to get in a business name. Then work to improve your own credit.
Answered by jbowler - Tue Jan 16 12:01:21 2007
Q. Maybe someone can help me on this: I have an established business (2 year old corporation) with a paydex score of 80, my personal credit is horrible, so every time I apply for business credit I get denied, whats up with that??? We have credit cards with several well known store like: Home Depot Staples Officemax Store like that, all with perfect payment history, and like I said our PAYDEX is an 80 which is perfect. Those stores do not check personal credit. I just can not get any regular credit.
Asked by Iron Sheik - Tue Jan 16 11:53:38 2007 - - 3 Answers - 1 Comments
A. Has your business got a credit score? If not, the lenders will require you to accept personal responsibility for the debt. If your score is low, they won't lend to either you or your business. Try to establish credit with a gas credit card. They are usually easy to get in a business name. Then work to improve your own credit.
Answered by jbowler - Tue Jan 16 12:01:21 2007
Start Up Business?
Q. I just started my first business and now I need some money. How can I get a loan for product, advertising, etc... but with no personal guarantee? I want to raise my paydex score and not have it affecting my personal credit that is already not good. I have a really good business plan, well I think I do but the problem is I just don't have good personal credit. I am trying to establish some business credit without having to use personal guarantee. So if you have had any experience with company's that work with new businesses and don't require PG.
Asked by Hello Tomorrow - Fri Apr 4 02:25:54 2008 - - 8 Answers - 0 Comments
A. The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA). Entrepreneur also offers a great site dedicated to money & finance. -- Small Business Administration Financing Entrepreneur s Money & Finance Page Research, research, research this cannot be stressed enough. Read as much as you can about the process. Here are some book titles that are relevant: * How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling * The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green * The Insider's Guide to… [cont.]
Answered by TM Express - Fri Apr 4 14:03:24 2008
Q. I just started my first business and now I need some money. How can I get a loan for product, advertising, etc... but with no personal guarantee? I want to raise my paydex score and not have it affecting my personal credit that is already not good. I have a really good business plan, well I think I do but the problem is I just don't have good personal credit. I am trying to establish some business credit without having to use personal guarantee. So if you have had any experience with company's that work with new businesses and don't require PG.
Asked by Hello Tomorrow - Fri Apr 4 02:25:54 2008 - - 8 Answers - 0 Comments
A. The business of lending is a dense one and should be researched properly. To get started, I suggest contacting the Small Business Administration (SBA). Entrepreneur also offers a great site dedicated to money & finance. -- Small Business Administration Financing Entrepreneur s Money & Finance Page Research, research, research this cannot be stressed enough. Read as much as you can about the process. Here are some book titles that are relevant: * How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series, No 1) by Bryan E. Milling * The SBA Loan Book: Get A Small Business Loan--even With Poor Credit, Weak Collateral, And No Experience by Charles H. Green * The Insider's Guide to… [cont.]
Answered by TM Express - Fri Apr 4 14:03:24 2008
Paydex Score!?
Q. Does anyone know how long it takes a new Company to get their paydex score? and what does it take to expidite it?
Asked by Jim G - Tue Oct 10 21:08:56 2006 - - 1 Answers - 0 Comments
A. it depends. it could be days or it could be months.
Answered by Ron Mexico - Thu Oct 12 11:19:24 2006
Q. Does anyone know how long it takes a new Company to get their paydex score? and what does it take to expidite it?
Asked by Jim G - Tue Oct 10 21:08:56 2006 - - 1 Answers - 0 Comments
A. it depends. it could be days or it could be months.
Answered by Ron Mexico - Thu Oct 12 11:19:24 2006
From Yahoo Answer Search: 'Paydex'
Wed Jan 27 13:12:31 2010 [ refresh local cache ]
[Hide]▼
bestsyndication.com
Best Syndication, CA
Many times, the creditworthiness of the business is determined by a Paydex Score through Dun & Bradstreet or similar scoring by other business credit reporting agencies. Like any other loan process, when the requirements are met to the lender's ...
dbnetherlands.dnb.com
357px x 504px | 4.30kB
[source page]
http dbnetherlands dnb com images Scorecard jpg http dbnetherlands dnb com Images Section06 jpg http dbnetherlands dnb com images Paydex EN png http dbnetherlands dnb com images Section01 jpg
myfinancefinders.blogspot.com
Jessie Pope, FinanceFinders LLC
Sat, 03 Nov 2007 18:11:00 GM
during our initial conversations with clients, when asked about their . paydex. score most of them have no idea what we are talking about. a . paydex. is to dun and bradstreet (dnb) what a fico score is to the personal credit bureaus. ...
[Hide]▲
